Welcome to Golden Bear Insurance Company


Golden Bear Insurance Company has a selection of commercial lines products, including primary casualty, excess casualty, and property coverage that provide cost effective and comprehensive coverage for a wide variety of commercial interests. Our Golden Bear underwriters take pride in having a strong understanding of the issues our wholesale brokers face in their local markets and in offering products that serve the needs of our insureds. All Golden Bear commercial lines products are written through appointed wholesale brokers on an admitted basis in California and on a non-admitted basis through surplus lines brokers in states designated on the States of Operations tab below. 

Golden Bear products include: 
•     Commercial General Liability, including or excluding Products and Completed Operations coverage 
•     Products and Completed Operations Liability 
•     Liquor Liability 
•     Excess Commercial General Liability 
•     Excess Commercial Automobile Liability including truckers 
•     Commercial Property: Special, Broad, and Basic including or excluding Earthquake coverage 
•     Difference-In-Condition: Earthquake 

Golden Bear is committed to customer service excellence. Our team of experienced underwriters and claim professionals stand ready to provide our insureds and brokers with prompt and reliable service.




About Golden Bear

A Heritage of Strong Leadership